In order to support the National Financial Inclusion Strategy (SNKI) work program as stated in Presidential Regulation (Perpres) Number 114 of 2020 concerning the National Financial Inclusion Strategy (SNKI) initiated by the Financial Services Authority (OJK) through the Financial Inclusion Month (BIK) activity with the theme "Access to Inclusive Finance, Realizing Productive Communities". As a Financial Services Institution, PT Malacca Trust Wuwungan Insurance Tbk (MTWI) took part in the success of BIK through the role of insurance.
MTWI has a variety of insurance products designed to meet various customer needs. The MTWI's products include:
Motor Vehicle Insurance
This insurance covers loss or damage to all types of motorized vehicles caused, among others, by accidents, slipping, burning, other people’s evil deeds including theft and other risks of loss. This policy can also be extended to cover the risk of flooding, earthquakes, riots and third party liability.
Property Insurance
This insurance provides coverage that guarantees loss/damage to property caused by fire to the insured object or facility such as residences, offices and its furniture and equipment, commercial business premises such as shop houses, warehouses, factories including machinery and raw materials. This insurance can also protect public service facilities such as schools, hospitals, pharmacies, and places of worship as well as public facilities such as malls, salons, hotels, showrooms, and restaurants. The basic protection of this Fire Insurance covers the main risks consisting of fire, explosion, lightning strike, aircraft crash, and smoke, and can be extended to the risks of riots, floods, landslides, and others.
Freight Insurance
This insurance aims to provide coverage for damage or loss caused by a risk from the time the goods leave the sender’s warehouse until they arrive at the destination warehouse as stated in the policy summary.
Engineering Insurance
Engineering Insurance is divided into several types of insurance, including:
· Construction All Risk, which provides protection against the risk of loss during the construction period;
· Erection All Risk, which provides protection against the risk of loss during machine installation;
· Electronic Equipment, which provides protection against losses from damage to electronic equipment.
Personal Accident Insurance
This insurance provides coverage for the risk of Death, Permanent Disability, Treatment and/or Medical Expenses which are directly caused by an accident that results in bodily injury as determined by Medical Science.
Marine Hull Insurance
This insurance provides coverage for damage or loss to ships, machinery and equipment from marine hazards and shipping risks (navigational perils).
Travel Insurance
This insurance covers a risk during the trip, both domestically and abroad, which comes unexpectedly and suddenly during the policy period, is not desired or planned, directly to the Insured for individuals and families, for groups who immediately experience losses.
Health Insurance
This insurance provides coverage to the insured to reimburse any medical expenses which include hospitalization costs, surgery costs, and medical expenses as stated in the policy summary.
Movable Property Insurance
This insurance provides protection for goods that can be carried or hand carried from risks such as fire, lightning, accidental damage and others according to the policy summary.
Home Contents Micro Insurance
This insurance provides basic compensation to the insured for financial losses caused by damage to the contents of the insured’s building due to fire, lightning, explosion, earthquake, tsunami, and other risks regulated in the policy summary.
MTWI makes it easy for you to get a variety of protection products.
For more information about MTWI insurance products, please contact 021 2598 9835 or email info@mtwi.co.id
